PERSONAL CHECKING
eChecking
Bank Online. Reduce Paper. Save Trees. Earn ScoreCard Reward Points. Enjoy all the conveniences…
- FREE Online Banking
- FREE eStatements
- FREE BillPay
- FREE Mobile Banking*
- FREE MasterCard® MasterMoney Debit Card plus ScoreCard Reward Points
- FREE Access 24 Banking by Phone 24/7
Receive 1,000 "Bonus Points" when you activate your Debit Card and make your first purchase! Special "Double Points" promotions three times a year!
Direct Deposit required. Minimum $50.00 to open an eChecking Account.
No monthly service fee if 10 Debit Card signature based transactions are completed per month. Otherwise an $8.00 fee will be deducted from your account.
*Charges may apply depending on your cell phone carrier. Please check with your service provider for details on specific fees and charges.
Access Plus Checking
Access Plus gives you easy access to your funds, with a low minimum balance requirement of only $100. The minimum opening deposit is $100.
- FREE MasterCard® MasterMoney Debit Card with ScoreCard Reward Points
- FREE Online Banking
- FREE eStatements
- FREE Access 24 Telephone Banking
- Optional Advantage Package
Easy Access Checking
It's just as the name says; easy access to your funds. Low minimum opening deposit of $100.
- FREE MasterCard MasterMoney Debit Card with ScoreCard Reward Points
- FREE Online Banking
- FREE Access 24 Telephone
- FREE Monthly Statement with images of cancelled checks or FREE eStatements
- Optional Advantage Package
No fee for maintaining a minimum balance of $1,000
NOW Checking
With this account you will earn interest while having check writing privileges. There is a minimum opening deposit of $100.
- FREE MasterCard® MasterMoney Debit Card with ScoreCard Reward Points
- FREE Online Banking
- Check images with your monthly statement or FREE eStatements
- FREE Access 24 Telephone Banking
- FREE Unlimited check writing
No fee for maintaining a minimum balance of $2,500. Interest accrues daily and is paid monthly on average daily balances of $2,500 or more.
*Please contact one of our offices for current rates and complete details.
Maximizer Money Market Account
This account gives your savings top priority - earn interest and have total liquidity with check writing privileges. The higher your balance, the higher the interest rate you earn. Minimum opening deposit is $100.
- FREE MasterCard® MasterMoney Debit Card with ScoreCard Reward Points
- FREE Access 24 Telephone Banking
- FREE Online Banking
- FREE eStatements
Interest accrues daily and is paid monthly on average daily balances of $2,500 or more.
*Please contact one of our offices for current rates. Money Market Accounts have different rules for withdrawing funds than regular checking accounts. You’re allowed up to six transfers or withdrawals each statement cycle, three of which may be checks written to a third party
Golden Circle Checking
Seniority has its advantages! The Golden Circle is available to anyone 55 years of age and offers many exciting benefits including group travel, parties, the Golden Circle Newsletter and:
- FREE Personalized Checks
- FREE MasterCard® MasterMoney Debit Card with ScoreCard Reward Points
- FREE Cashier’s Checks & Money Orders
- FREE Notary service
- Rate Enhancement on CDs
- Safe Deposit Box Discounts
- Bank by mail service
In addition to our FREE Golden Circle Checking Account, we require that you maintain one of the following deposit accounts:
- $2,500 in a Money Market Account
- or $2,500 in a Now Account
- or $1,000 in a Savings Account