Community Bank of Florida’s Small Business Loan Programs are here to help you Start-Up, Expand and Succeed!

What can you use a Small Business Loan for?

• Capital to start up a new business
• Expansion of a current business
• Acquire an existing business
• Purchase of inventory
• Refinance existing debt
• Hire new employees
• Marketing expenses
• Purchase equipment
• Purchase land for your business location
• Remodel or expand your current location
• Refinance current real estate mortgage

 

Our loans can provide great benefits to your business:

• less strain on your cash flow with longer terms for fixed asset financing
• less cash outlay with higher financing levels (up to 90%)
• competitive fixed or variable rates
• increased deductions for start-up expenses
• increased tax deductions for equipment purchases
• deductions for health insurance and cell phone expenses
• accelerated depreciation
• zero capital gains tax for investing in small businesses

*Consult your tax advisor for details

 

Ready to start-up or expand your business? Take this short Self Assessment to see if Community Bank of Florida’s Small Business Loan Program can help you succeed.

1. Are you looking to open a new for-profit business or expand an existing one?
2. Can you put as little as 10% of your own money into the project?
3. Has your business debt been current in the last 12 months?
4. Has your personal debt been current in the last 12 months?
5. Could your business benefit from increased tax deductions?
6. Could you benefit from purchasing long-life equipment to improve revenues and cash flow?
7. Does your business need to hire staff in order to grow?
8. Could you grow your business by taking advantage of buying inventory at discounts?
9. Could your business benefit from owning rather than renting?

If you answered “YES” to at least 6 questions, contact us about a Small Business Loan to grow your business. Call or stop by one of our Financial Centers today to speak to our Small Business experts and find out how we can help you Start-Up, Expand and Succeed!

 

 Subject to application and qualification.