OFFICERS

Robert L. Epling President / CEO	Daniel P. Lipe Executive Vice President	Jerry D. Weisman Executive Vice President	Willie L. Carpenter Senior Vice President
M. Renee Reichling Senior Vice President	Amber Yunus Senior Vice President	Patricia Haughton-James First Vice President	Raymond Schantz First Vice President
Bart Corredera Vice President	Aileen Diaz Vice President	Lisa Greer Vice President	Anders Hansson Vice President
Denise K. Held Vice President	Sergio Paredes Vice President / Chief Information Officer	Carlos Perez Vice President	Cindy Kendall Assistant Vice President
Julie Romero Retail Banking Officer	Lorenzo Delzoppo Chief Compliance Officer	Karen Houtz Commercial Relationship Officer	Denise Tarafa Retail Banking Officer